Keystone Luxe

Mortgage FAQs

Minimum down payment varies by residency status and property type — generally starting from 15–20% or more depending on lender policies.

Yes. Most UAE lenders offer expat mortgage options with clear eligibility criteria.

With complete documentation, most pre-approvals take 5–10 business days, though timelines vary by bank and applicant profile.

Fixed-rate and variable rate structures are both available; some lenders also offer hybrid or Islamic financing options.

Pre-approval helps you define your budget, strengthen your offer, and make your property search more efficient.

Ready to Start Your Mortgage Journey?

Take the first step toward owning your dream home with confidence. Our mortgage experts are here to guide you through every stage with ease and clarity.

Estimate your monthly repayments

Purchase Price AED 1,000,000
AED 200,000 AED 35,000,000
Down Payment AED 200,000 20%
AED 0 AED 0
Loan Period 25 years
1 year 30 years
Interest Rate 3.89%
1% 20%
Monthly repayment
AED 0